**Seller to contribute up to $3, 000 toward Buyer Closing costs!! ** Enjoy a Brand NEW ROOF as of August 2024. The detached garage has a brand new roof too!! Love where you live, when you live here. Enjoy impromptu walks along the beach after a stressful day. Or go for a jog under the morning sun rays! Your new home is only minutes away from Florida's TOP ranking BEACHES! Be the envy of your out of state guests; live here and play here! Enjoy all the fun things found at the St. PETE PIER, and museums downtown, or grab tickets for a Tampa Bay Rays baseball game. This three bedroom, two bathroom home offers so much including plenty of space for comfort and serenity. The home features newer flooring, newer water heater, and fresh paint, ensuring that you can move-in without constraint. The spacious living area provides a welcoming atmosphere for entertaining or relaxing with guests. One of the standout features of this property is the large concrete block two-car GARAGE, which already has WATER and ELECTRIC connections. This makes it a versatile space that could potentially be converted into a mother-in-law suite, rented out for additional income, or even possibly used as an Airbnb in the future. There are so many possibilities! Have your morning coffee on the front porch, wave to your neighbor as they stroll by. If you prefer a more private setting, the backyard is the place for you. Fenced on three sides, with lush plants abound; it's perfect for butterfly watching and watching birds fly around. The MASTER BEDROOM is private on the backside of this Bungalow. Your new home is light and bright with windows in every room. Come home to a space that makes you swoon! Although, home is close to the beach. It's worth noting that this property is not located in a flood zone, flood insurance is not required. Take your tour today!
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Our Executive Mortgage Banker:
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$298,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,400 | $238,400 | $238,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,626 | $1,584 | $2,028 |
Total Monthly Payment | $1,968 | $1,926 | $2,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.