12315 106th STREET, Largo, FL, 33773 | $294,000

Safe from Hurricanes Helene and Milton! Welcome to 12315 106th Street in Largo, FL! This charming 2-bedroom, 1-bath home offers solid block construction, providing durability and peace of mind. Step inside to find a bright and airy living space, perfect for relaxing or entertaining. The kitchen features ample cabinet space and a functional layout that makes meal preparation a breeze. Both bedrooms are generously sized with plenty of natural light. Outside, the property includes a convenient 1-car carport, providing sheltered parking and additional storage space. The spacious yard offers plenty of potential for gardening, play, or relaxation.

Situated in a desirable Largo neighborhood, this home is close to schools, parks, shopping, and dining. With its solid construction and prime location, this property is a fantastic opportunity for first-time buyers, investors, or those looking to downsize. Don’t miss your chance to make this charming home your own! Seller is buyer's agent friendly~

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 60 x 100
  • Laundry: Laundry Room, Outside
  • Year Built: 1956
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 854
  • Acreage: 0.14
  • Lot Size: 60 x 100
  • Est. Taxes: $1,633
  • Appliances: Range, Refrigerator
  • MLS#: U8255257
  • Days on Market: 56 days
  • Website: https://www.raveis.com
    /prop/U8255257/12315106thstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 10:17:07 PM)
Listing courtesy of KELLER WILLIAMS GULF BEACHES   Phone: 727-367-3756

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12315 106th STREET, Largo, FL, 33773

$294,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $235,200 $235,200 $235,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $136 $136 $136
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,565 $1,545 $1,983
Total Monthly Payment $1,776 $1,756 $2,194

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.