Get two lots for the price of one, offering incredible value in Clay County! Nestled on over 2 acres, this beautifully updated 4-bedroom, 2-bathroom home comes complete with an inground pool and a 3-car detached garage. As you step inside, you'll be greeted by a light and airy space with high ceilings and vinyl plank flooring throughout the main living areas. The wood-burning fireplace serves as the perfect centerpiece for cozy gatherings, especially during the holidays. Arched windows in the dining room elevate the open-concept design, creating a sense of elegance and charm. The kitchen is a chef's delight, featuring stainless steel appliances, ample storage, and generous counter space. The oversized owner's suite includes a large walk-in closet and an ensuite bathroom with dual sinks, a spacious soaking tub, and a separate shower. All the additional bedrooms are generously sized and feature plush carpeting for added comfort. Step out to the screened-in deck and take in views of the private, wooded surroundings, or make your way to the screened lanai, where the inground pool awaits, offering a serene escape amid lush foliage. The detached 3-car garage provides ample space for vehicles, recreational equipment, or a future workshop. With St. John's River just a short drive away, this property is ideal for boating enthusiasts. Conveniently located less than 45 minutes from Jacksonville, you can easily commute to the city while enjoying the tranquility of country living. Don't miss your chance to own this unique property schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,999 | $279,999 | $279,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,401 |
Total Monthly Payment | $2,208 | $2,206 | $2,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.