Welcome to this charming Cape Cod style home, featuring 2 bedrooms and 1. 5 baths. Situated on a peaceful dead-end road, the house boasts a freshly painted interior with calm, neutral tones that create a warm and inviting atmosphere. Surrounded by beautiful perennial landscaping, and abutting State land, this home offers a serene setting for enjoying nature. Located just half a mile from the lake, you'll have easy access to a lakefront park with recreation and playground activities. Love life on the water? Head down to the boat launch, ideal for outdoor enthusiasts . The property borders state land, providing privacy and a natural backdrop. The convenient walk-out basement is perfect for additional storage, and the one-car detached garage offers options for parking and storage. This lovely home is perfectly situated for both tranquility and adventure. Seller has made many improvements to the home, including: New new front door; New well pump, water heater, all kitchen appliances, and washer/dryer (all 3 years old or less); Large tree out front removed and asphalt lip on street added to preserve integrity of retaining wall at front of property; New plumbing/piping throughout the house; New insulation in basement and upper level (loft area)
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $405 | $405 | $405 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,312 | $1,312 | $1,707 |
Total Monthly Payment | $1,792 | $1,792 | $2,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.