Experience modern comfort and convenience in this delightful two-bedroom, two-bathroom villa situated in the sought-after Waterford community of Palm Harbor. Recently upgraded with key enhancements, this home is ready for you to move in and enjoy. The 2023 AC system guarantees year-round comfort, while the one-car garage features a freshly epoxied floor for a sleek and durable finish. Added convenience comes from the 2022 washer and dryer, seamlessly integrated into this move-in-ready home. Step inside to find high ceilings and warm wood-look laminate flooring throughout, creating a welcoming and stylish ambiance. The spacious layout features two generously sized bedrooms, each with vinyl plank flooring, their own walk-in closet, and attached bathroom. The primary bathroom boasts a step-in shower with a glass enclosure, while the second bathroom includes a tub and serves as a convenient guest bath. The heart of this home is its updated kitchen, equipped with brand-new 2023 stainless steel appliances including a refrigerator, oven, dishwasher, and range hood. Enjoy the outdoors from your newly screened-in lanai, an ideal spot for relaxation and entertaining. The Waterford community enhances your lifestyle with its inviting pool, fitness center, and playground, providing fun and leisure right at your doorstep. Situated behind a shopping center with a Publix and various restaurants, and close to a Starbucks, this villa offers easy access to daily necessities. With East Lake Rd nearby, commuting and travel are a breeze. Don’t miss your chance to own this beautifully updated villa in a prime location—schedule your showing today and experience all the benefits of living in Waterford!
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,057 |
Total Monthly Payment | $2,087 | $2,045 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.