Affordable Downtown Living in an X flood zone ( no flood insurance required ) in one of the highest elevations in Beautiful St Petersburg!! Come see the Exquisite Mirror Lake Condominiums, a highly sought-after residential complex where units rarely become available. Nestled in the heart of St. Petersburg, this particular unit offers a spacious, open layout with 1020 sq. ft of living space. This Beautiful Unit has two spacious bedrooms and two full bathrooms situated on the 3rd floor, where peace and tranquility are guaranteed. Step inside to discover a well-designed open living space with high ceilings, large windows and stunning bamboo flooring throughout the home. The Living Room is a bright and relaxing space open to the Dining Area. The remodeled Kitchen is beautiful, you will love the gorgeous quartz countertops, stainless steel appliances, Timeless and Classic white cabinets including two lazy susans, and a custom made cabinet with shelves and pull out drawers giving you additional storage space. A new hot water heater was installed in 2023 and the home is beautifully painted with gorgeous designer paint colors throughout. There is a convenient inside laundry area, with a newer stackable washer and dryer (that do stay with the home) offering utmost convenience. The guest bathroom has been beautifully remodeled with a new vanity with quartz top, new light fixture, new toilet and a tub/shower combo. The guest bedroom offers plenty of space for guests or family members. The master bedroom is bright and open with a large closet. The master bathroom is beautifully remodeled with a new vanity with a quartz countertop, new light fixture, new tile flooring, new toilet, and a tub/shower combo. Located just across the street from picturesque Mirror Lake, you will be treateded to breathtaking city views !! Mirror Lake Condos offers the convenience of elevators to ensure easy access to your unit, making everyday living a breeze. This Pet Friendly Building offers Secure Fob Access, Interior Bike Racks, Lovely Courtyard area for residents, Laundromat, Community Book Exchange, Assigned Parking and Guest Parking. Residents have access to a large, heated community pool, ideal for relaxing or staying active. The Monthly HOA fee of only $839 covers cable, internet, water, trash services, sewer, community heated pool access, exterior building maintenance and grounds upkeep. Moreover, the location is highly advantageous, being close to downtown St. Petersburg, which means you'll have easy access to a plethora of restaurants, the USF St Pete campus, Only minutes to I-375/I-275, the Palladium, Mahaffey Theatre, a wide variety of Museums, the newly constructed Pier, waterfront and Beach Dr, Movie Theatres, Hospitals, St Pete Shuffleboard Club (next door), Churches and cultural attractions. . The historical significance of the building adds an extra layer of charm to the community. The Mirror Lake Condominium is housed in the renowned Old St. Petersburg High School building, which was originally constructed in 1915. Immerse yourself in the rich history of the area while enjoying modern comforts and amenities. In summary, this Amazing two bedroom, two bathroom unit on the 3rd floor of Mirror Lake Condominium presents an opportunity to own a slice of urban paradise. With its prime location, exceptional views and heated community pool, this unit is a true gem that won't stay on the market for long. this unit is Priced to Sell quickly for only $389, 900.
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$389,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,073 | $2,630 |
Total Monthly Payment | $2,248 | $2,193 | $2,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.