EXPERIENCE IT ALL RIGHT OUTSIDE YOUR DOOR at Mt Vernon on Sarasota Bay, a charming coastal community where relaxation meets convenience. Enjoy sweeping water views across the lagoon to the bayfront park, with peek-a-boo views of the bay from your lanai. Plus, dock your boat for a one-time fee of just $25! THIS TURNKEY FURNISHED CORNER CONDO offers the ease of first-floor living, ideally situated between the bay, park, butterfly garden, and clubhouse, with covered parking right outside your front door. The Florida lifestyle is truly at your fingertips. The OPEN-CONCEPT living design showcases wonderful water views from all entertaining areas. You'll love the luxury plank flooring in most rooms, beautifully complemented by creamy cabinetry and Berber carpeting in the living room and owner’s suite. New 2” blinds adorn the windows providing privacy when needed. The KITCHEN FEATURES a new appliance suite, ample counter space, and cabinetry to meet all your needs. The kitchen opens to the dining area over a breakfast bar, which can double as a serving buffet. The dining table includes two extensions for larger gatherings. The EXPANSIVE LIVING ROOM boasts a wall of sliding glass doors leading to a refreshing lanai with all-new aluminum framing and screening. Owners can even add a small paver patio outside the lanai to soak up the balmy bay breezes and enjoy views of the park under the Florida sunshine. PRIVATELY LOCATED at the opposite end of the condo are two generously sized bedrooms filled with natural light, along with two bathrooms. The owner’s suite includes a separate dressing area, walk-in closet, large linen closet, and a walk-in shower, while the second bedroom offers a full wall of closet space. There's also an indoor laundry center for your convenience. A NEWER 2019 ROOF with third nail in the roof wall connectors provides added protection for your investment and additional insurance credits. If you’re a boater, several available boat docks await your selection. WOW! The Mt Vernon lifestyle knows no limits, offering nearly 90 acres of paradise on Sarasota Bay! Although Mt Vernon is a pet-free community, service animals are welcome with proper documentation. Ask for accommodation form. Plus, golf carts are permitted for those with medical needs, adding to the convenience of living in this charming locale. (Inventory list is being prepared; some staging accessories do not convey. ) COMMUNITY FEATURES: Remodeled clubhouse, banquet room, game room, billiards, ping-pong, library/media center, exercise room, heated pool, tennis, pickleball, bocce ball, shuffleboard, spa, sauna, workshop, chipping/putting green, walking paths, butterfly garden, bayfront park, kayak launch/storage, bayside pavilion, lakeside gazebo, bird sanctuary, tidal pond, and more! Just outside your door, a variety of outdoor activities await, making this a boater's Mecca for cruising, sailing and fishing with easy access to the bay and Gulf of Mexico. DUES COVER: water, sewer, trash, recycling, pest control, cable with HD box, internet with router, exterior maintenance/repairs, landscape maintenance, and insurance. Mt Vernon on Sarasota Bay is amenity rich and maintenance free offering an unapparelled lifestyle and GREAT VALUE! Welcome home to paradise! : )
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,303 | $1,302 | $1,680 |
Total Monthly Payment | $1,678 | $1,677 | $2,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.