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644 Island WAY, #406, Clearwater Beach, FL, 33767 | $425,000
WOW! NO HURRICANE DAMAGE OF HELENE OR MILTON. . The strong building did well and this unit is still ready for move in. . Boat lifts available for rent to owners -Ease on down to an Island Estate condo favorite in Clearwater Beach area for all the right reasons. Live large in this moderately updated 2-bedroom 2 full bath condo with furnishings and ample square footage. A wonderful way to start the day as casting morning light provides a peaceful lovely day. Fun for entertaining with an expansive kitchen and built-in bar area. Large walk-in closet off the kitchen for storage. larger primary bedroom with walk-in closet. The video shows it all! This condo provides choice-living with a waterside pool and grilling area. NEW SEAWALL. (Something worth inquiring when investing in waterside condos). View boating activity on Mandalay Channel (west gulf view) while lounging or entertaining bay level pool. Boating enthusiasts have a place to call home with rentable boat slips for the owners along with fishing deck and kayaks. Finish your afternoon swim and walk over to your rented boat slip or available kayaks and head across the water for more fun.
Kayak, paddle, jet ski or sail across the bay to visit your favorite restaurants. Boat parking available at the famous Frenchy's restaurant. Other beach/bay conveniences from this condo include Hogan's, Palm Pavilion, Salty's, Sandpearl Resort Hotel. So many ways to get to the beach no need for a car! Living on Island Estates, you may simply cruise around using the trolley or bike down the block to Island Way Bar and Grill, stop in for a pedicure at one of the nail salons, or do your shopping at PUBLIX, (the beach's only main grocer) Clearwater Public Beach Recreation Center and library sits directly across water from condo. Bring your best pickle ball game! So much fun so little time!
Features
- Elevator: Y
- Heating: Electric
- Cooling: Central Air
- Levels: 7
- Amenities: Cable TV, Elevator(s), Other, Park, Pool, Security, Vehicle Restrictions
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: ISLAND POINT NO. 1 CONDO
- Year Built: 1972
- Common Charge: $799 Monthly
- Approx Sq. Feet: 1,335
- Acreage: 1.53
- Est. Taxes: $3,027
- Lot Desc: Flood Insurance Required, Landscaped, Near Public Transit, Private, Sidewalk
- View: Pool
- Pool: Heated, Lighting
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Refrigerator
- MLS#: U8254731
- Days on Market: 49 days
- Website: https://www.raveis.com
/prop/U8254731/644islandway_clearwaterbeach_fl?source=qrflyer
Listing courtesy of CENTURY 21 COASTAL ALLIANCE Phone: 727-867-8633
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
644 Island WAY, #406, Clearwater Beach, FL, 33767
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $252 | $252 | $252 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,319 | $2,260 | $2,915 |
| Total Monthly Payment | $2,646 | $2,587 | $3,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388