NO lot rent. NO HOA. NO age restrictions. DEEDED LAND. This is a dream property for someone looking for a fix and flip, or a rehab to rent, or even a fixer upper to live in full time! Located just off US-19 and convenient to everything! The floor plan is the typical one-bedroom one-bathroom home, with the kitchen and living room combined to form one great room. There is a bathroom with a tub, and in the back is the bedroom with plenty of built-in storage space. Outside is a covered area that could easily be screened in to create an additional living space, or you can enclose it to add two more bedrooms! There is an old HVAC and the home has vents, but it does not work, and will need to be replaced along with the ductwork. Termites present. Nice storage shed out back, and a spacious backyard. Lot dimensions are 60' x 67'. Utilities are not on and will not be turned on by the owner for inspections. Cash only, NO SELLER FINANCING.
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Our Executive Mortgage Banker:
Our Insurance Division:
$60,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $48,000 | $48,000 | $48,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $292 | $292 | $379 |
Total Monthly Payment | $413 | $413 | $500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.