This 1984 Saltbox home has been tastefully updated and offers a layout homebuyers will appreciate. The 1, 600+ sq ft of living space starts with a cathedral-ceilinged living room with an open loft area above. Featuring shaker-style soft-close cabinetry, stainless appliances, and HIMACS counters, the U-shaped kitchen offers great storage and workspace. There’s bar seating at the peninsula and room for a dining table by the 6’ slider, which opens to the 8x34’ screened porch. Add a loveseat or a set of chairs around the brick fireplace with woodstove insert and you’re ready to nestle in on chilly autumn nights. Off this area is the main floor bedroom with an en suite full bath. A spacious primary bedroom and 2 additional bedrooms are upstairs along with another full bath. The attached 2-bay garage has a workshop addition on the back, and the second level bonus space with a cathedral ceiling awaits your ideas, whether you need a large office, art studio, home gym, etc. , you can create it here. The exterior was painted last fall, and there’s a standing seam metal roof. Set on 7 open and wooded acres in the country there are large, level lawn areas with a spattering of oak, maple, and apple trees, as well as berry bushes. VASA and VAST trails are close by, and it’s a quick commute to Newport or a 20-minute drive to Jay Peak Resort. Come take a look at this wonderful home and you could be watching the leaves change color from the comfort of your new covered front porch.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,200 | $271,200 | $271,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,648 | $1,624 | $2,143 |
Total Monthly Payment | $2,089 | $2,065 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.