With attention to detail & meticulous skill the sellers have restored this home & maintained it's character by keeping the original charm of woodwork, wainscotting, built-in cabinets & hardwood flooing but also with new modern conveniences, including, new kitchen with butcher block counter, tile floor & stainless appliances & the new bathrooms that blend right in. This versatile home is one of a kind and thought to be a Sears & Robuck Kit home. It has 2, 3 or 4 bedrooms or use as office space or laundry room. The sunrooms book-end the front and the back of the house. The front sunroom is sunny, heated and cozy. The back sunroom has a warm rustic feel & is peaceful and private & leads to a patio area for easy grilling and gardening. The home sits . 73 acres, with 3 paver stone driveways each with its own garage door entrance. The space in the basement level is huge, and its heated!! It's great for multiple cars or trucks, also great for hobbys, work shop or projects. . . it also features a 1/2 bath and office for possible in-home business needs. It's everything that you might need or want in a heated basement/garage. Outside you'll see beauiful stonewall and stone planter, steps to the back yard & another driveway to the back of the house. If you appreciate quality & character this is the home for you. Just a short walk to school, church and resturant, a great commuter location and if you enjoy snowmobiling and ATV the trails are close by.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,722 | $2,722 | $3,540 |
Total Monthly Payment | $3,232 | $3,232 | $4,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.