Presented byDenise & Vinny Curcio - Team Curcio |
Multiple offers received. Highest and best deadline Friday September 5th by 5: 00pm. Welcome to this charming Colonial home in Fairfield, CT, offering 1, 440 sq. ft. of living space across 7 rooms, including 3 bedrooms and 1. 5 baths. The home features classic hardwood floors throughout, except in the kitchen, adding a touch of warmth and elegance. The fully equipped kitchen, living room, dining room, and a versatile den/office are all situated on the first floor, providing a comfortable and functional layout. A convenient half bath is also located on this level. Step out from the dining room onto a lovely covered porch, perfect for enjoying the serene views of the private backyard on a spacious . 21-acre lot. This outdoor space offers a peaceful retreat, ideal for relaxation or entertaining. Key updates include vinyl siding installed in Spring 2003, a roof replacement in Spring 2013, and a gas furnace and boiler installed in August 2013, ensuring peace of mind for years to come. Additionally, the above-ground oil tank was removed in September 2013. With natural gas heating, this home is not only charming but also energy-efficient. Located less than a mile and a half from Fairfield's beautiful beaches, and just two blocks from Post Rd, you'll have easy access to delightful shops and restaurants. Commuting is a breeze with Metro-North and I-95 only half a mile away. Don't miss this opportunity to own a beautiful home in a prime Fairfield location!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | Main |
Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Kitchen | Corian Counters,Laminate Floor | Main |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet,Hardwood Floor | Upper |
Sun Room | Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $823 | $823 | $823 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,884 | $3,884 | $5,051 |
Total Monthly Payment | $4,799 | $4,799 | $5,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.