Welcome to this beautiful & spacious Center Hall Colonial in a well established neighborhood in move-in condition. This home is ideally set on almost 1. 5 acres that backs up to approx. 20 acres of forest owned by the Putnam County Land Trust for tranquility & privacy, yet enjoys the benefits of being in a neighborhood setting. The picture-perfect covered front porch is ideal to enjoy the outdoors & relax on the porch swing. Just about the entire home is outfitted w/hardwood flooring in addition to beautiful moldings. The Chef's Kitchen features a Granite Island w/seating for 4-5, Granite Counters, Double Oven, Gas Range, Tile Backsplash & Huge Pantry Closet. Entertaining is a breeze due to the open floorplan between the Kitchen, Dining Area, Family Room w/Stone Fireplace w/access to the rear deck. You'll love the convenience the mud-room offers as you enter the home from the 3-car garage w/utility sink, Washer/Dryer & storage. The Main level is rounded out by the spacious Entry Foyer, Formal Dining Room (being used as an office), Powder Room, and Formal Living Room (currently the Music Room). Upstairs you'll find 4 generously sized Bedrooms (2 w/en-suite Full Bathrooms) and 2 that share a "Jack & Jill" Full Bath. Lower Level features a home-gym w/epoxied concrete floor & lots of storage! Additional Features include: a NeJame in-ground heated pool w/stamped concrete surround, rear Trek deck, and built-in fire pit. Updates include: Well Tank & Water Softener - 2023. Carrier Furnaces & Air Conditioner Units - 2021. Smart Garage Doors - 2022. Well Pump - 2015. Refrigerator - 2020. Washer - 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$972,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $777,600 | $777,600 | $777,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,979 | $1,979 | $1,979 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,174 | $4,600 | $6,405 |
Total Monthly Payment | $6,245 | $6,671 | $8,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.