Discover the ultimate beach living experience in this quintessential beach cottage, perfectly located as the southernmost lot on Pass-a-Grille's prestigious Gulf Way in St. Pete Beach, Florida. This charming home boasts spectacular sunset views, offering wide western vistas of the Gulf of Mexico right from your living room. Nestled on a rare double lot, the property provides ample space and privacy, complete with a one-car garage, a spacious driveway, and a parking pad for convenient off-street parking. Step inside to cool, clean terrazzo floors that flow throughout the home, giving it a fresh and airy feel. The newly renovated kitchen is a chef's delight, featuring stainless steel appliances, bright white cabinetry, and a convenient bar that opens to the living area—perfect for entertaining. With three ample bedrooms and two modern baths, each with step-in showers and built-in shelves, you'll enjoy the perfect place to refresh after a sunny day at one of the country's top-rated beaches. Sliding glass doors lead out to a cozy rear patio, making it an ideal spot to invite friends over from the beach for a laid-back barbecue. Beyond the home itself, the unbeatable location offers less traffic, peaceful surroundings, and endless possibilities to make this your dream beach bungalow. Don't miss the opportunity to own this slice of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$3,800,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,040,000 | $3,040,000 | $3,040,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $1,591 | $1,591 | $1,591 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $18,471 | $18,471 | $25,653 |
Total Monthly Payment | $20,187 | $20,187 | $27,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.