Welcome to your new home in the welcoming co-op community of Poinsettia Park in Fort Myers, Florida! This meticulously maintained manufactured home has undergone significant upgrades, making it a perfect blend of comfort and modern living. Enjoy the peace of mind that comes with a new hot water tank installed in 2023 and a new A/C system added in 2022, ensuring your comfort throughout the year. The kitchen was fully updated in 2022 with contemporary appliances, sleek countertops, and ample storage, ideal for those who love to cook. The home also features stylish and durable vinyl flooring, installed in 2021, which adds to its modern appeal. A special highlight is the air-conditioned laundry room, providing extra convenience and comfort.
Located in the 55+ co-op community of Poinsettia Park, this home offers not only a comfortable living space but also access to a wide range of amenities. With a low HOA fee of just $228 per month, you can enjoy an active and social lifestyle with features like an outdoor pool, a clubhouse, shuffleboard courts, and pickleball. Whether you’re looking to unwind in your beautifully upgraded home or engage with a friendly community, Poinsettia Park provides the perfect setting for your next chapter.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$135,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $108,000 | $108,000 | $108,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $58 | $58 | $58 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $719 | $709 | $911 |
Total Monthly Payment | $852 | $842 | $1,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.