Discover your own private mountaintop oasis in this welcoming retreat nestled within Richmond’s scenic landscape. This home, currently used as 3-bedrooms, offers a unique blend of tranquility and adventure, with abundant wildlife, established ATV trails over 26 acres, and walking trails that meander up Stone Mountain. As climb the long, gated, paved driveway, you'll immediately appreciate the seclusion and natural beauty that surrounds you. The house itself is thoughtfully designed with a blend of rustic charm & modern convenience, featuring a new metal roof over part of the house, updated siding, windows, and bathrooms. Inside, a spiral staircase adds character and the spacious living area is highlighted by a see-through fireplace to add warmth and ambiance to the home. The large deck is perfect for soaking in the beautiful, distant views of the rolling hills. Cozy up by the wood stove on chilly evenings, or gather around the outdoor fire pit for starry nights filled with laughter. The property is generator wired, ensuring comfort and convenience in all seasons. With a 1-car garage under the house, a carport, and additional parking space, you'll have plenty of room for vehicles and outdoor equipment. This home is conveniently located close to Keene, MA, and VT, offering both the peace of rural living and the accessibility of nearby amenities. Showings begin via open house on 8/31 from 10-12. Subject to suitable housing. Do not drive up the driveway without an appointment.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,528 | $2,526 | $3,205 |
Total Monthly Payment | $2,951 | $2,949 | $3,628 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.