Discover the potential of this inviting 2-bedroom, 1-bath high ranch, offering just under 1, 000 square feet of comfortable living space. Perfect for first-time homebuyers or savvy investors seeking a promising rental opportunity, this property blends convenience with charm. Step inside to find a cozy living room featuring a classic fireplace, ideal for chilly evenings and creating a welcoming atmosphere. The home boasts beautiful hardwood floors in the bedrooms, adding a touch of elegance and durability. Though it may need some updating, it is clean and well-maintained, providing a solid foundation to personalize and make your own. The level lot offers ample outdoor space, perfect for gardening, entertaining, or simply enjoying the outdoors. Located in a desirable neighborhood, this property is close to local amenities and services, ensuring ease of living for tenants or homeowners alike. Great opportunity to turn lower level into additional living space and having the full kitchen upstairs. There is a walk up Attic that you could finish for an additional room. Whether you're looking to invest or settle into your first home, this high ranch provides the opportunity to build equity and enjoy a comfortable lifestyle. Don't miss your chance to explore the potential of this charming property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 10.0 | Upper |
Eat-In Kitchen | Upper | ||
Kitchen | Lower | ||
Living Room | Lower | ||
Primary Bedroom | Upper |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,999 | $143,999 | $143,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $958 | $957 | $1,214 |
Total Monthly Payment | $1,287 | $1,286 | $1,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.