RARE OPPORTUNITY TO ASSUME THIS FHA LOAN AT WITHROAM. COM WITH AN INTEREST RATE OF 2. 9%. SAVE HUNDREDS EVERY MONTH. In a small gated enclave not even a mile from the Bullfrog Creek Sports Park and the new YMCA, it features not 3…. but 4 bedrooms with 2 bathrooms and a 2 car garage. Yard is partially fenced with the backyard being a blank canvas for the outdoor plans of your dreams…pool, spa, firepit, vegetable garden, outdoor kitchen, pizza oven, fireplace…the choices are endless. Built in 2017 the home is super clean and is ready for new Owners! Nice kitchen layout highlights the large center island with seating for three, rich raised panel wood cabinetry, staggered uppers with crown molding, door hardware, corner closet pantry & all GE appliances of which the refrigerator is included in the sale. Kitchen is open to the dinette and family room with sliding doors to the yard. Primary bedroom is spacious and the ensuite bath features a walk-in shower (no tub), dual sink vanity, private water closet and a very large walk-in closet. Split floorplan features the secondary bedrooms and hall bathroom on other side of home with the front bedroom being especially delightful given its large window and overall ambiance. GE washer and dryer are included in the sale for buyer’s convenience. Efficient 15 SEER Lennox A/C, 18” ceramic tile, rounded cornerbead, ceiling fans, water softener, irrigation system front and back, garage door opener and garage keypad round out this dynamite home. Community is gated 24 hrs. , has a community pond with dock for resident enjoyment and a playground for the little ones. Not far from US-301, US-41 & I-75 and all points beyond. Super convenient county sports park offers little league baseball, softball, football & cheerleading for youth of all ages. Make your appointment today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,360 | $310,360 | $310,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $564 | $564 | $564 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,063 | $2,661 |
Total Monthly Payment | $2,704 | $2,702 | $3,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.