Very well maintained beautiful 4 bedroom ranch featuring gorgeous hardwood floors through out, cozy living room and dining room , perfectly appointed kitchen with granite countertops and double wall oven, bright all season sunroom with skylights and tons of windows to let the natural light shine, master bedroom with private bath and full unfinished basement with lots of shelves for storage. Nicely landscaped level back yard and oversized garage included. Close to Metro North and major highways making it perfect for commuters. 2008/2009 New windows and gutter guards installed, 2010 Tankless hot water heater and heater added in garage, 2011 remodeled kitchen, installed all new appliances and the Central Air and electric panel were upgraded, 2012 New front and back doors and hall bath remodeled, 2014 new furnace making it 3 zones and roof replaced where chimney removed, 2014 whole house generator installed and hallway remodeled and new 6 Panel wood doors throughout, 2017 master bath remodeled and house painted, new shutters, front porch removed and new porches with front and back steps, 2021 Sunroom Foundation replaced, 2022 Garage door opener installed, 2024 A/C service done and filters changed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.132% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,918 | $1,916 | $2,509 |
Total Monthly Payment | $2,500 | $2,498 | $3,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.