Year - round amenities of waterfront living without the price tag! Views and neighborhood access to Thompson Pond, a full recreation lake, come along with ownership of this Spencer home. Steps to the beach and park for boating, ice skating or just enjoying. The house itself has been remodeled for optimum indoor/outdoor living. Kitchen with custom cabinets, pullout drawers, double wall oven, granite, under cabinet lighting, new cooktop, and oversized pantry leading to Family room/screen porch addition which features a double sided fireplace. You won't be wishing for more storage with the walk-in attic, deep closets and nooks on every level, and the oversized two car garage. Walkout basement is finished with a den, bonus area with work sink, more storage, and a full bath and laundry. Refinished hardwoods, nine year roof, eight year Buderus furnace, fresh paint and brand new septic. Fenced in front yard with fire pit overlooks the pond too. Two driveways for easy access. Come see!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Wood | 9.9 x 10.5 | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 12.3 x 17.3 | Second |
Dining Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Slider | 11.8 x 11.2 | Main,First |
Kitchen | Bathroom - Full, Closet/Cabinets - Custom Built, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Lighting - Overhead | 11.8 x 14.5 | Main,First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Hardwood, Deck - Exterior, Exterior Access, Open Floorplan, Slider | 11.7 x 14.8 | Main,First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wall to Wall Carpet | 16.5 x 17.7 | First |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,999 | $423,999 | $423,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,821 | $2,818 | $3,635 |
Total Monthly Payment | $3,331 | $3,328 | $4,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.