The perfect story book style 4-bedroom 3. 5 Bath home awaits you. Complete with distant view of the beautiful Catskill Mountains and so much charm. This home has been loved and maintained to with attention to detail and updated in all the right places. Enter into the spacious Living Room with gleaming maple floors, handsome stone fireplace with driftwood mantle. A country style Kitchen is abundant with plentiful workspace and hosts a breakfast bar for extra dining or doing homework after school. Sliding glass doors from the Dining Room, leads out to the back Deck for relaxing and dining al fresco with retractable awning for those hot summer days. A lovely, enclosed Porch invites you into the massive Family Room where all can enjoy Movie or Game Night. A convenient Laundry with a partial Bath on first floor along with The Primary Bedroom with its own Bath and double closet. The second Bedroom is ready for guests and has an oversized closet. On the upper level up a wide staircase with large landing for an office space or sitting area there are two additional generous Bedrooms with lovely Parquet floors throughout and another Bath. A full Basement has room for future growth, plenty of storage and updated utilities. Home features a whole house standby generator giving extra comfort on those stormy days. New house water filter system and whole house dehumidifier. Sitting pretty on Two Park Like acres with fabulous curb appeal and abundant with mature plantings and shade trees which gives a sense of privacy. A two car Attached Garage and a Baby Barn has room for all your outdoor accessories. Located off one of the nicest roads in Red Hook within 5 minutes of the village, schools, Rec Park and all the wonderful attractions Hudson Valley offers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $439 | $439 | $439 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,396 |
Total Monthly Payment | $3,237 | $3,167 | $3,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.