Be ready to fall in love with this New Englander-style home situated on a quiet street in Northfield Village. As you enter the house, you will be greeted by a large mudroom with plenty of built-in storage and an attached bathroom. The open floor plan flows into the thoughtfully updated kitchen and family room, where you can enjoy looking out onto your landscaped backyard oasis or cozying up to the wood stove. The large dining room just off the kitchen will be an excellent spot for entertaining or enjoying meals with friends, family, or guests. The second floor features three bedrooms, a full bath, and second-floor laundry. The primary bedroom includes a sitting or office space. An attached attic space could easily be converted into a primary bathroom or walk in closet. The exterior features a stone patio, mature perennial flower beds, and a storage shed. A new roof was installed in January of 2024. One of the Paine Mountain trail heads is just up the street, where you can enjoy hiking, back-country skiing, and mountain biking without traveling far from home. The property is within walking distance of Norwich University, Northfield Village, and only 15 minutes to Montpelier, 10 minutes to I89, and 35 minutes to the Mad River Valley. This is a must-see.
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Our Executive Mortgage Banker:
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$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,993 | $1,993 | $2,592 |
Total Monthly Payment | $2,493 | $2,493 | $3,092 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.