Exceptional Opportunity to Own a 3-Season 2-Bedroom Park Model Home in Baxter Lake Recreation Area. Discover the perfect blend of relaxation and recreation with this charming 2-bedroom, 1-bathroom park model home, complete with a spacious addition, located in the highly sought-after Baxter Lake Recreation Area Association. Situated just a short walk or golf cart ride away from a stunning beach, you can enjoy kayaking, paddleboarding, and swimming in the pristine waters of Baxter Lake. Boating enthusiasts will appreciate the convenience of mooring their boat off the beach, with the option to join the waitlist for dock space. On-site, the property features a versatile shed, already equipped with electricity, offering the potential to convert it into an additional sleeping area or use it for storing tools and beach gear. For those who prefer a bit of shade, the expansive screened-in porch provides a perfect retreat, ready to be customized with your choice of lighting, bar setup, or even a cozy couch and TV. The home’s composite decking ensures a maintenance-free outdoor space, ideal for relaxation and entertaining. Additionally, green thumbs will delight in the raised garden beds, just waiting for your personal touch. This safe and vibrant community offers a wealth of activities for all ages, making it the perfect place to create lasting memories. The community features a variety of home types, including campers, campers with additions and outbuildings, park models, and tiny homes
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $729 | $729 | $948 |
Total Monthly Payment | $887 | $887 | $1,106 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.