NO HURRICANE DAMAGE OR FLOODING FROM HELENE OR MILTON!!!! LOCATED IN THE HEART OF THE PUNTA GORDA HISTORIC DISTRICT! This totally renovated villa is just one block away from beautiful Gilcrest Park. Move right in to open floorplan living that includes 2 bedrooms and 1. 5 baths. The sparkling clean kitchen has soft close shaker cabinets, granite countertops, and Whirlpool SS appliances. The modern main bath includes a marble tiled walk-in shower with glass surround and granite countertop vanity. The primary bedroom has an ensuite half bath and 2 generous closets. Tastefully decorated in coastal colors and new high quality furniture. This end unit villa has an additional exterior storage room for your bike and larger items. Easy parking with handicap accessibility. Walking distance to the waterfront park with amenities such as Tennis, Pickleball, playground, fishing pier and walking trails. There are miles of biking trails in the vicinity so take a bike ride to Fisherman’s Village or downtown Punta Gorda. . Fully furnished and move in ready! HOA covers water, sewer, exterior maintenance, trash pickup and lawn maintenance. New roof and soffits in 2024. Close to shopping, restaurants and beautiful gulf coast beaches.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $38 | $38 | $38 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $972 | $1,248 |
Total Monthly Payment | $1,098 | $1,085 | $1,361 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.