Accepted Offer 10/8/2024, show for backup. Located in the scenic Town of Shawangunk, this stunning Old-World Colonial beautifully blends timeless elegance with modern conveniences. This home offers flexible living arrangements and can be reconfigured into a four or even a five bedroom home. The study on the first floor, which is adjacent to a full bathroom, can conveniently be used as an additional bedroom. The stunning original architectural details include wide plank flooring throughout, thick base moldings, crown moldings, French doors, intricate spindles and wood banister, a curved wall in upper hallway, arched bay windows in the primary bedroom and living room and an impressive fireplace with marble mantle and electric insert in the formal dining room. Both bathrooms have been tastefully updated, and the custom designed chef's kitchen is a true highlight, featuring solid cherry wood and maple cabinetry, granite countertops, SS appliances, a 5-burner natural gas cooktop range and a double wall convection oven. There are 3 spacious bedrooms, a bonus room on the second floor & a freshly painted attic w/ pull down stairs. Quality features and updates include seven energy-efficient mini-split systems for heating and cooling, municipal water & sewer, a brand new hot water heater, a whole house generator, attic fan and windows replaced just two years ago. The exterior is equally impressive, with exquisite hardscapped walkways and landscaping, a charming wraparound front porch and a fabulous covered back porch w/ recessed lighting and fans, both finished with Trex decking and PVC railings for low maintenance and lasting beauty. The stand out feature of this property is the two story original barn. The lower level is currently being used as an oversized two car garage and a potting shed, while the upper level offers endless possibilities-perfect for an art studio, gym, storage or play area. This home is ideally located for those who appreciate both small-town charm and outdoor adventure. It's within walking distance to the quaint hamlet of Wallkill, schools, shops, restaurants, and the Rail Trail. Outdoor enthusiasts will love being just across the street from the Wallkill River and only minutes from the Shawangunk Ridge, for hiking & rock climbing, as well as the Minnewaska State Park & the Mohonk Preserve. Less than 1 mile from the Orange County border, 11 miles to I-87. See floor plans and 3-D walkthru tour.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,600 | $439,600 | $439,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $728 | $728 | $728 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,925 | $2,922 | $3,707 |
Total Monthly Payment | $3,745 | $3,742 | $4,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.