Welcome to this spacious and beautifully maintained 5-bedroom, 3-bathroom single-family home nestled in the heart of Cambria Heights, Queens NY. Located in an excellent suburban neighborhood known for its tranquility and great school district, this home offers the perfect blend of comfort and convenience. It is close to all transportation, highways and local shopping. As you enter, you'll be greeted by a bright and airy full living room and dining room, featuring stunning hardwood floors that flow seamlessly throughout the main level. The home boasts not one, but two kitchens, making it ideal for larger groups of people or those who love to entertain. The fully finished basement is a standout feature, complete with a separate outside entrance, offering flexibility for a home office, guest suite, or additional space. This level also includes a spacious living room, providing plenty of room for relaxation or hosting others. Situated on a picturesque tree-lined street, this property offers the charm of suburban living while being just a short distance from all the amenities NYC has to offer. This is an as is sale. Don't miss the opportunity to make this versatile and inviting home your own! A must see! All offers are due by 9/16/24.
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,764 |
Total Monthly Payment | $4,468 | $4,370 | $5,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.