296 College Street, Spartanburg, SC, 29303 | $264,900

The Village at Creekside is a planned pocket neighborhood built by R. H. Quinn & Co. This development consists of Brownstones along College Street with additional pre-selling of 9 Hillside Townhomes and 10 Single Family Homes. This neighborhood is conveniently located at College & Brawley Streets directly across from the beautiful VCOM campus in Spartanburg. Adjacent to the property is the Butterfly Branch Trail with access to the HUB City Farmer’s Market and Monarch Café. Wofford College, Chapman Cultural Center and the shops of Downtown Spartanburg are a short distance away. Each 2 BR, 2. 5 BA Brownstone will wow you with a high-quality exterior combination of brick and board & batten. Step inside to a spacious open concept kitchen, living room & dining area to include features such as granite countertops, kitchen island, stainless steel appliances and LVP flooring throughout. A half bath and laundry closet downstairs as well as a landing nook right inside the back entrance. Upstairs you will find a generous owner’s suite with an attached full bath, as well as a second bedroom with hallway full bath.

Features

  • Amenities: Common Areas, Street Lights, Sidewalks, Lawn Maintenance, Landscape Maintenance
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: 1st Floor, Laundry Closet, Electric Dryer Hookup, Stackable Accommodating, Washer Hookup
  • Style: Craftsman
  • Year Built: 2024
  • Heating: Electric, Forced Air
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.37
  • Est. Taxes: $0
  • HOA Fee: $125 Monthly
  • Elem. School: Cleveland
  • Middle School: Carver
  • High School: Spartanburg
  • Appliances: Dishwasher, Disposal, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1536007
  • Days on Market: 85 days
  • Website: https://www.raveis.com
    /prop/1536007/296collegestreet_spartanburg_sc?source=qrflyer
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Listing courtesy of Coldwell Banker Caine Real Est   Phone: 864-585-8713

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

296 College Street, Spartanburg, SC, 29303

$264,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $211,920 $211,920 $211,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.296%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,410 $1,408 $1,787
Total Monthly Payment $1,485 $1,483 $1,862

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.