Adorable waterfront cottage nestled on the shores of serene Metcalf Pond. A special gem, Metcalf Pond offers great fishing and kayaking. The 2-bedroom cottage features locally milled natural pine paneling and sliding barn doors. Enjoy morning coffee on the private dock, evenings around the fire pit, or relaxing on the wrap-around deck waiting for loons to pass by. The large enclosed porch overlooking the pond is a wonderful place to read on a rainy afternoon. The cottage comes partially furnished and a full basement offers plenty of storage for your water toys. New aluminum dock with solar lights. Heat pump for both AC and heat, and a Rinnai heater to keep you toasty in the early spring or late fall. Outdoor shower, water sourced from the pond. The quaint town of Fletcher is close to Smugglers Notch Resort, but also only 45 min to Stowe and 45 minutes to the Burlington area. One owner is a licensed Vermont real estate agent. Showings begin Sunday 9/1.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $306 | $306 | $306 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,797 | $2,371 |
Total Monthly Payment | $2,204 | $2,178 | $2,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.