This sweet cottage is small but mighty and as cute as a bug! The house is just north of the charming village of Weston with summer theater and music concerts nearby and close proximity to four-season recreation, cultural events and everything that makes Southern Vermont such a special place to call “Home. ” There are two bedrooms and one bathroom, full kitchen, living room, and a small deck at the back with river views. There is long river frontage along the West River and you’ll have your very own swimming hole or you can try your hand at fly-fishing! The house itself is not in the flood zone and was not affected by the July 2023 storms and flooding. It has provided these owners as both a much-loved vacation home and short-term rental with net income approximately $12, 000-$15, 000 annually with bookings throughout the year. In Weston, you will find summer theater and music, shops and restaurants, the Weston Priory, and plenty of amazing opportunities to get out and explore! Five major ski resorts are within a 15-45 minutes-drive and VAST snowmobile access is very close. Turnkey, offered fully-furnished and ready to enjoy (or rent)!
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$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $193 | $193 | $193 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,337 | $1,318 | $1,739 |
Total Monthly Payment | $1,604 | $1,585 | $2,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.