A slice of New England heaven with direct access to the snowmobile trails and ¼ mile from ATV/UTV trails. Located steps away from the famous Big Eddy swimming hole and Swiftwater Covered Bridge. Nestled on 4+ acres of open field, surrounded by woods with abundant wildlife, in a quiet, picturesque country setting. A well-maintained home with many extraordinary upgrades over the past four years, such as a large enclosed three season wrap around porch, in-law’s unit, and four car drive-through garage. Each unit has its own separate entrance but there is also an interior door should you want to share the space. The main house has 3 Bedrooms, 2 bonus rooms, laundry, and a large full bath upstairs. Downstairs open concept living, kitchen, dining room, and ½ bath. The newly added in-law’s suite boasts a full kitchen, living room, bedroom, and full bath with laundry. The enclosed, insulated, three-season wrap-around porch, with its many huge windows offers passive solar comfort for both units to enjoy entertaining or just relaxing. The multi car garage with drive through access offers shelter and storage for cars, toys, and equipment. Plenty of room for gardening, sitting by the large fire pit, tinkering, or hanging about. Offering comfort, tranquility, and convenience, whether you choose for this to be your forever home or mountain retreat. Potential for rental income exists. Several ski resorts nearby. School choice makes St Johnsbury Academy an excellent opportunity to consider.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,390 | $2,387 | $3,080 |
Total Monthly Payment | $2,950 | $2,947 | $3,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.