Nestled in the heart of Waterbury Center, this charming three bedroom, ranch-style home offers delightful mid-century details and a spacious one-level layout. Set back from the road on a level . 70+/-acre lot, the property offers serene and private living just steps from the Waterbury Reservoir, Cold Hollow Cider Mill, and midway between world class ski resorts, Sugarbush and Stowe. This meticulously maintained home boasts a new propane fueled furnace (2024), an on demand Rinnai water heater, updated electrical, spray-foam insulated basement and additional cellulose insulation in the attic. As you step inside, you'll be greeted by beautiful hardwood floors that extend throughout the main living areas. A roomy kitchen and comfortable flow makes it perfect for both relaxing and entertaining. Spacious bedrooms provide ample room for personal space and quietude. Enjoy the ease of one-level living, where everything you need is conveniently located on the same floor. The covered deck overlooks the west-facing backyard, ideal for outdoor gatherings or dinner al fresco on summer nights while the gas fireplace adds a cozy ambience to the living space on cooler nights. The two-car garage with a covered breezeway adds convenience and additional storage space. With a robust rental history, this home offers many options as a primary residence, second home and/or a rental. Enjoy affordable living in highly sought after Waterbury Center!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,183 | $2,839 |
Total Monthly Payment | $2,670 | $2,670 | $3,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.