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384 VT Route 5A, Charleston, VT, 05872 | $385,000
Enjoy million-dollar views without the hefty price tag! Perched on the hill overlooking Pensioner Pond is where you’ll find this like new 2021 ranch-style home that offers lovely views of Bald Mountain and spectacular sunsets. The main level offers an open eat-in kitchen/living room with access to the composite deck that runs along the length of the house. A mudroom area includes the laundry as well as storage. The primary bedroom features an en suite full bath with dual sinks. On the other side of the house are 2 additional bedrooms and another bath. Head down to the walk-out lower level to discover a spacious finished area ideal for a second living room, theater, home gym, craft room, etc. There is also a ¾ bath plus an unfinished storage/utility area. The home is heated by a high-efficiency propane boiler with radiant heat in the basement and hot water baseboard upstairs. This is an excellent location just 7 miles from Derby, I-91, and Lake Willoughby; 12 miles to Island Pond; 21 miles to Burke, home of Burke Mountain & Kingdom Trails; and 31 miles to Jay Peak Resort. Whether you’re looking for year-round living or a well-maintained vacation home offering easy access to all the beauty and activities in Vermont’s Northeast Kingdom, this one checks all the boxes.
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full / 1 three-quarter
- Style: Ranch
- Year Built: 2021
- Heating: Propane,Baseboard,Hot Water,Radiant
- Cooling: None
- Basement: Full,Partially Finished,Walkout
- Approx Sq. Feet: 2,356
- Acreage: 10.25
- Lot Desc: Country Setting,Lake View,Level,Mountain View,Open,Secluded,Slight,Sloping,View,Water View,Wooded,Near Snowmobile Trails,Rural
- Elem. School: Charleston Elementary
- Middle School: Charleston Elementary School
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5011571
- Website: https://www.raveis.com
/prop/5011571/384vtroute5a_charleston_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/24/2024Listing courtesy of Century 21 Farm & Forest Phone: 802-334-1200
Listing Agent: Nicholas Maclure
William Raveis Family of Services
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888.699.8876
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
384 VT Route 5A, Charleston, VT, 05872
$385,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,641 |
| Total Monthly Payment | $2,124 | $2,122 | $2,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484