Sometimes, buying the best home on the block is a fantastic choice! Set on a magical 1 acre park-like lot with a stream-fed pond and meticulously maintained perennial gardens and ornamental trees, this 4-bedroom, 2. 5-bath home in the Onteora Central School District and the low-tax Town of Olive is now available for the first time ever. The home features solid hardwood floors throughout much of the house, a spacious living room and formal dining room, an eat-in kitchen with recently updated appliances, and a brick fireplace with an insert in the family room, which seamlessly opens to a private backyard low-level deck that serves as a stage for barbecuing and entertaining while enjoying the tranquil beauty of the pond and surrounding forest - a perfect spot to unwind and embrace nature. This classic center hall colonial includes a spacious 2-car garage, a backup whole-house generator, and a separate shed for all your toys and treasures. Conveniently located close to Woodstock, Kingston, and other vibrant towns of the Catskills and Hudson Valley, the property is just steps away from the Ashokan Rail Trail and other amazing hiking trails and fishing spots. It's also close enough to Belleayre and Hunter ski centers to make skiing a habit. Come take a look and see if it's a good fit! An extra adjacent 1-acre lot accessible via Shagbark Drive is also available, offering even more potential for expansion or customization. See MLS #20243620 0 Lot Shagbark Drive
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,552 | $3,319 |
Total Monthly Payment | $3,239 | $3,171 | $3,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.