This waterfront estate at 431 W. Wakefield Blvd in Winchester, CT, is not just a home but the ultimate Highland Lake lifestyle. Imagine waking up each day to stunning lake views, with endless seasonal activities awaiting just beyond your doorstep. In the summer, dive into boating, jet skiing, swimming, and fishing right from your private dock, or simply unwind along the shoreline. As winter settles in, the lake becomes a playground for ice fishing, skating, and cozy fireside gatherings, making this a year-round sanctuary. With luxury finishes, a gourmet kitchen, and custom craftsmanship in the main home, plus a charming guest bungalow, this property is ideal for hosting family, friends, or even guests. Zoned for a bed and breakfast and featuring an extra subdividable lot, the estate also holds exciting potential for income generation or expansion. Whether you're envisioning a private retreat, an upscale B&B, or future development with a subdividable lot, this versatile property is the perfect setting for those seeking a dynamic, all-season lake life. 424 and 431 are all one property being sold. 424 West Wakefield is the guest cottage adding 612 sf waterfront with stone fireplace, kitchen, bath, patio & dock on 405 ft of direct choice waterfront property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan | 23.0 x 15.0 | Upper |
Bedroom 2 | Ceiling Fan | 23.0 x 13.0 | Upper |
Bedroom 3 | Ceiling Fan | 23.0 x 12.0 | Upper |
Bedroom 4 | 23.0 x 12.0 | Upper | |
Bedroom 5 | Upper | ||
Bedroom 6 | 13.0 x 14.0 | Upper | |
Bedroom 7 | 24.0 x 11.0 | Upper | |
Bedroom 8 | 24.0 x 12.0 | Upper | |
Dining Room | Remodeled,Bay/Bow Window,Built-Ins,Patio/Terrace | 16.0 x 13.0 | Main |
Family Room | Fireplace | Lower | |
Kitchen | Bay/Bow Window,Eating Space | 24.0 x 15.0 | Main |
Library | 16.0 x 13.0 | Main | |
Living Room | Fireplace | 33.0 x 46.0 | Main |
Other | 23.0 x 11.0 | Upper | |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet | 21.0 x 16.0 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $2,240,000 | $2,240,000 | $2,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $1,882 | $1,882 | $1,882 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $12,543 | $13,792 | $18,601 |
Total Monthly Payment | $14,550 | $15,799 | $20,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.