Right In The Heart of The Lake Region of North Central Florida is this 3/2 Block home on Crystal Lake. It's no wonder it's called Crystal Lake - the water quality and clarity are what make it one of the most sought after lakes in the area. The home has had
several improvements and upgrades over the years: One year old metal roof, electrical, hot water heater, master bedroom and bathroom addition with walk-in shower and a Jacuzzi on the lakeside. The partially fenced property is on a paved road with 90 ft of lakefront and an easily maintained lawn. Crystal is a private fully recreational lake: Wake surfing, Wake boarding, fishing, skiing, kayaking, swimming and more are all enjoyed here on this clear water lake. The location is also great for commuting to Gainesville, Palatka, Starke and Middleburg Florida. Nearby are the Historic Communities of Keystone Heights and Melrose Florida for convenient shopping, restaurants, doctors, cultural activities, art, live music and more. See why so many are seeking a different way of life in rural America and especially here to enjoy the Lake Life on Beautiful Crystal Lake. Come see - and you'll understand. Call for "appointment only" showings.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,920 | $415,920 | $415,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,629 | $2,527 | $3,371 |
Total Monthly Payment | $2,721 | $2,619 | $3,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.