Welcome home to this gorgeous custom renovated Farmhouse situated on a flat double lot! This home boasts stunning white oak hardwood floors throughout, and a side-entry oversized shiplapped mudroom with a large closet, ideal for everyday storage. The bright and open floor plan offers spacious living areas leading to a large front porch, perfect for relaxation and outdoor enjoyment. The new modern kitchen features sleek shaker cabinets, champagne hardware, striking quartz countertops with matching backsplash, and beautiful stainless-steel appliances. Moving up the stunning staircase, you'll find an oversized landing, two generously sized bedrooms with high ceilings and a beautiful bathroom complete with a walk-in glass shower. The ground level boasts a laundry room and an oversized bedroom with charming exposed brick walls and a large closet . The utility/storage room is fully equipped with a brand-new, high-efficiency gas furnace and two-zone central air conditioning. Enjoy the convenience of being within walking distance to one of the most vibrant downtown areas in the state where you will find shopping, restaurants, Chianese Field, the YMCA and a library. Centrally located in the Nayatt Elementary Blue Ribbon School District and less than two miles from both the Middle and High School.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $389 | $389 | $389 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,916 | $2,916 | $3,793 |
Total Monthly Payment | $3,396 | $3,396 | $4,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.