You wanted charm? You got it! This vintage 1903 village home in Pine Plains, NY formerly served as both the town pharmacy and library, and many of the bookshelves and all the quaint apothecary drawers remain intact. The large 3000sq foot home on a nicely landscaped yard of nearly a half an acre is filled with period details: wooden moldings, original door knobs and intricate iron hardware, a beautifully carved mantelpiece, and several built-ins. And, protected by carpeting for decades, there are beautiful wood floors throughout. Entered from either of two shady covered porches, the first floor has a living room (the former pharmacy), library, dining room, laundry room, powder room and an eat-in kitchen with a spacious mudroom attached. Upstairs there are four bedrooms, a study, and a full bath with a spacious walk-in closet. There's a walk-up attic that can be used for storage or finished off as additional living space. In the basement is a quite new furnace and a brand-new oil tank. While the house is in move-in condition, a bit of thoughtful updating of kitchen and baths will make the home really shine. Outside, the entirely fenced-in yard has gardens, a wide-open lawn perfect for entertaining and games, and a spacious barn that serves as a garage and workshop and has a large second floor that could become as an artist's studio or creative workspace. Steps away from popular local restaurants and the Stissing Center for the Arts, this property is right in the heart of this up-and-coming town. Less than two hours from Manhattan and close to hiking, biking, farmers' markets and antique centers, Pine Plains is an easy drive to the nearby towns of Millbrook, Rhinebeck, Millerton and Hudson. Come and see this place and make it your own!
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William Raveis Mortgage, LLC
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Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,019 | $2,982 | $3,803 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.