An affordable and adorable country cottage on the shores of Lake of the Seven Birches. This charming retreat is located in a small private lake community offering a perfect blend of cozy country living and picturesque waterfront enjoyment, all within 2. 5 hours from NYC. With a spacious 1, 724 square feet of living space, this home features 3 bedrooms and 2 bathrooms, ensuring ample room for relaxation and entertainment. As you enter, the welcoming foyer leads you to two inviting bedrooms on the first floor, setting the stage for comfortable accommodations for your loved ones and guests. The true essence of this cottage unfolds as you ascend to the sleeping loft ensuite, where a wall of windows presents breathtaking views of the surrounding mountains and glistening lake below, immersing you in the beauty of nature. The heart of the home, a quaint country kitchen, is adorned with an antique potbelly stove, offering a nostalgic touch and a cozy atmosphere on those cooler evenings. The 3-season family room becomes a central gathering space for meals, games, or simply enjoying tranquil moments on the back deck or indulging in peaceful afternoons. Step outside to explore the allure of lakeside living; a short walk leads you to the lakefront where swimming, trout fishing, and kayaking at sunset await. With community amenities such as a pavilion, barbecue area, tables, dock, and guest parking, your lakeside lifestyle is ensured. Offered fully furnished, this delightful getaway is ready for you to start making memories of peaceful moments and outdoor adventures. Only 15 minutes to Windham Mt, or Catskill shopping centers. Embrace the opportunity to own this slice of paradise and enjoy a life that balances relaxation with the excitement of lake and mountain living. New price and ready to sell!
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $773 | $773 | $1,005 |
Total Monthly Payment | $848 | $848 | $1,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.