Here's a chance to get a great house with great bones on a great piece of property, and to put your own spin on it. There's plenty of stucco, paneling, wall paper, hand-made kitchen cabinets, aluminum siding, and 40+ year old kitchen and baths for those who want to retain that "vintage" look. (Sorry. . . no shag carpet or avocado appliances). Owners have been here since 1972. Now it's your turn. This is a 2, 172 square foot, 4-level side-to-side split. Steel main I-beam construction and a poured concrete foundation offer possibilities for future expansion. Main level offers a living room, eat-in kitchen and dining room with Andersen sliders to a rear deck. Upper level offers 3 bedrooms, a full bath and access to 2 attic spaces. Lower level has a family room, a full bath, a door to the back yard and a small 4th bedroom/office/playroom or exercise room. There's also a partial, unfinished basement with the heating system and washer/dryer. The fully fenced lot is 100 x 200', has a huge oval above ground pool, about 5 years old, an oversized 12x16' storage shed with electric and an awning covered cement patio. The roof on the house is about 25 years old; the windows are about 30 years old. There are 2 cesspools in front, and 2 drywells in the rear for the washing machine. The Burnham furnace is about 30 years old but the Carlin oil burner is about 5 years old (2 zones). There's also a 32 gallon separate oil-fired water heater. There's natural gas for the stove and dryer, with oil for heat and hot water (easy gas heat conversion). 275 gallon oil tank was relocated from underground to above ground by Slomin's in 2000. Electric service has been upgraded to 150 amps. Central station alarm components are all there. The one car attached garage plus plenty of side and rear yard space to add even more garages to store your toys is an added bonus. This is the perfect home for a creative buyer looking to set down roots in a fantastic area!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $947 | $947 | $947 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,426 | $2,426 | $3,155 |
Total Monthly Payment | $3,448 | $3,448 | $4,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.