This custom home in an exclusive gated community with future marina near Fernandina Beach, offers a blend of luxury and tranquility, perfectly positioned between the marsh and Bells River. This exquisite residence showcases a series of upgrades, including 10-foot ceilings, 8-foot doors, wood-look tile floors, leather finish granite and quartzite counters, and plantation shutters for a touch of Southern elegance. The master suite is a retreat in itself, with a luxurious bath complete with claw foot tub, perfect for unwinding after a long day. For those who value functional spaces, the air-conditioned garage is a standout feature, complete with an upgraded workbench and shelving, ideal for hobbyists or those in need of additional storage. Step onto the lanai, where you'll be greeted by the soothing sounds of nature and the promise of marsh views, currently offering an added layer of privacy with lush greenery. This home is an ideal haven for those seeking a refined coastal lifestyle. The Waterman's Bluff private marina will feature 33 slips with lift capability, 8' depth at low tide, and a spacious pavilion with breathtaking views. Just a convenient cruise away are St. Mary's, Fernandina Beach, or Cumberland Island.
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Our Executive Mortgage Banker:
Our Insurance Division:
$744,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $595,920 | $595,920 | $595,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $369 | $369 | $369 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,110 |
Total Monthly Payment | $4,426 | $4,422 | $5,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.