This charming L-shaped ranch is nestled on a beautifully landscaped lot that provides total privacy & features a large rear patio with a retractable awning, perfect for outdoor relaxation. The property is enhanced by fruit trees & a garden area, creating a serene environment. Inside, the home boasts three bedrooms and two full bathrooms. The welcoming living room greets you with a cozy wood-burning fireplace & custom built-ins. The well-appointed kitchen has ample cabinet space, stainless steel appliances, Corian countertops, & a casual dining area. An additional room off the kitchen can be used as an office or other flexible space for added versatility. The adjacent expansive formal dining room easily accommodates a large table, making it ideal for entertaining. The sizeable primary suite, located at the rear of the house for added privacy, includes a private full bath, a large walk-in closet, and a small alcove that can serve as a nursery, home office, or dressing area. Two additional bedrooms are nicely sized, and a second full bathroom is conveniently located nearby. The partially finished basement is a heated & cooled living space, complete with a pellet stove, perfect for a playroom, home gym, and more. The unfinished side of the basement includes a workshop, laundry, & storage area. Additional home features include a 2-car garage & solar panels that are wholly owned and paid off. The property has been lovingly maintained inside and out. Note: The property has (2) septic systems. 2nd one was added when the Primary addition was put on in 1969.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | Main |
Office | Built-Ins,Hardwood Floor | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | Main |
Rec/Play Room | Vinyl Floor | Lower |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $671 | $671 | $671 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,690 | $3,687 | $4,474 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.