Welcome to this cozy charming home! Upon entry you will be greeted by a great room suitable for ample sized gatherings. You will enjoy an extended kitchen with extra counter and sink space, along with abundant cabinetry for ample storage. Other upgrades include a lovely pressed glass backsplash and granite countertops. Appliance brands are all upscale including Frigidaire, LC, and GE. The two bed/two bath split plan allows for much privacy. There is NO CARPET anywhere - instead lovely ceramic tile throughout for ease of cleaning. You will look out over a lush landscaped yard that is full of live! Enjoy many varieties of plants and flowers in the wrap around garden. These were all planted and tended to by the owner's green thumb. Let's not forget the abundance of beautiful butterflies and dragonflies that accompany. Sit and relax on the swinging bench in front of soothing sounds of the waterfall. The fenced yard gives privacy as well. This home is equipped with reverse osmosis and Culligan water treatment system. Please schedule your showing today as this gem will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $51 | $51 | $51 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,114 | $2,114 | $2,750 |
Total Monthly Payment | $2,240 | $2,240 | $2,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.