Newly renovated, large 5 Bedrm Colonial. The brightly lit kitchen features quality shaker cabinets, granite countertops, stainless-steel appliances, and a walk-in pantry. French doors lead from the kitchen to a fully screened porch for bug-free cookouts in any weather on the 12’ x 17’ porch overlooking the backyard. The 1st floor's open-concept layout flows nicely from the kitchen, through the breakfast nook, to the living and dining rooms - great for entertaining. The 2nd fl contains 2 bedrms and 2 bathrms. The Master Bedrm has its own private bath and 2 spacious closets. There are 2 more large bedrooms on the 3rd fl. The 1st fl also has a bonus room that can be utilized as another bedroom, an office, or whatever you wish. Ample off-street parking and an attached 1 car garage leads directly to the kitchen and mudroom. Also attached is a three-level 30’ x 40’ Barn containing a workshop and loads of extra space for many hobby or business uses (zoned Village Commerce District).
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $339 | $339 | $339 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,916 | $2,916 | $3,793 |
Total Monthly Payment | $3,346 | $3,346 | $4,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.