One or more photo(s) has been virtually staged. ENERGY EFFICIENT, 34-PANEL SOLAR SYSTEM IS COMPLETELY PAID OFF. Located in the sought-after gated community of Lucaya Lake Club, this pristine 5 Bed, 3 ½ Bath, 3-Car Garage home sits on a premier lot with only a serene pond and wooded views as your backyard neighbor. The exceptional curb appeal is highlighted by custom curbing, an extended driveway and sidewalk with pavers, immaculate landscaping, and a covered front porch. Step inside to a smart design that features not one, but two, primary suites and flexible living spaces that are ideal for a home office, everyday living, or casual entertaining. High ceilings, neutral finishes, and lots of natural light provide the backdrop that will make it easy to make this property your own. Downstairs features an open Living and Dining area that flows into the open eat-in Kitchen with a large island with a breakfast bar, granite counters, stainless appliances including a gas range and double ovens, a walk-in pantry, reverse osmosis water system, hot water dispenser and an abundance of extra cabinet space. All this overlooks the spacious Family Room with sliders to the covered lanai with an extended patio and fenced backyard for privacy. The first floor is complete with a half bath for homeowners' and guests’ convenience. Head upstairs to the bedrooms, including two primary suites, with the larger suite that features a tray ceiling, two walk-in closets, and a bath with dual sinks, a soaking tub, and a walk-in shower. The second primary suite has a spacious floor plan that includes a full en-suite bath as well. The remaining three bedrooms are all generous in size with one featuring a built-in desk and storage for the ideal home office. These secondary bedrooms have easy access to a large, full bath with dual sinks and a full laundry room with extra storage that finishes out the second floor. In addition to the solar system which has provided incredibly low electric bills to the current homeowner (have only paid the TECO monitoring fee), there is a whole house water softener, a tankless water heater, and multiple overhead storage racks in the 3-car, tandem garage. For those who prefer an active lifestyle, Lucaya Lake has exceptional community amenities including a resort-style pool, splash pad, 24-hour fitness center, playground, and much more. Thank you for your interest in the lovely home and for taking the time to see it in person.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $786 | $786 | $786 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,589 | $3,519 | $4,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.