HUGE PRICE IMPROVEMENT ON THIS DOUBLE WATERFRONT LOT HOME! This is a diamond in the rough with tons of potential! Let's begin with the most important features. . . *2023 - New roof, soffit, and fascia *2022 - New electric panel *2020 - New septic tank and drainfield *2019 - New water heater *Updated garage door *Double waterfront lot with seawall *Not in a flood zone *No deed restrictions or HOA *Detached 22x30 garage *4x6 Screened garden enclosure *Fenced chicken coop area *Backyard shed *10x17 Wood deck overlooking the water with concrete stairs leading down. This is a true three bedroom home with an additional flex room/office area. The office has an exterior door opening to the side fenced-in yard, in addition to the french doors opening into the large 22x14 family room. This family room is bright and beautiful with wood tongue and groove ceilings and accent walls, traditional Mexican floor tile, and a decorative gas fireplace. The kitchen offers the perfect pallet for making this home your own with serene waterfront backyard views. The double door laundry closet currently houses the washer and dryer (which are included), plus there is extra storage space to be creative with. All three bedrooms are located on the same side of the house. The two guest rooms share the hallway bathroom which has a tub/shower combo. The master bedroom has its own bathroom with a walk-in shower plus an exterior door leading out to the large 14x14 screen enclosed lanai with glass windows making it a great place to relax all year long! With some TLC, the backyard will be amazing with all of the plants & gorgeous mature trees. With almost 1/2 an acre of land (including the additional waterfront lot), your canvas is even larger for bigger and better things!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,517 | $1,498 | $1,923 |
Total Monthly Payment | $1,745 | $1,726 | $2,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.