This home qualifies for a $0 Down Loan Program! Take advantage of a $600 appraisal credit when using Seller's preferred lender! Brand new, 50-year shingle roof was just installed, in August 2024, on this well-cared for home in the gated, waterfront community of Waterside Pointe! Perfectly positioned on a corner lot with plenty of space for parking located directly next to the home. 2 car garage in the rear, and a 6 feet vinyl fence is in place to offer privacy while enjoying your outdoor living space. The screened lanai with insulated roof was installed in 2020, expanding the current back porch an additional 11 x 14 feet! This makes for 285 total square feet of additional space to relax in and enjoy! "Alexa, turn on the lights". And just like that you'll have a peaceful ambiance from the string lights hung in your lanai. For more outdoor living, "rock" the day away on the farmhouse-like front porch, encased by a white picket fence! As you walk inside you'll be surrounded by crown molding in the dining/living combo room. Notice the newer engineered hardwood flooring that has been laid throughout; offering a tasteful transition with the tile. The kitchen includes 42" cabinets, stainless steel appliances (flat top range), recessed lighting, and lots of granite countertop. It offers a view of the family room and screened lanai; a perfect set up for get togethers and celebrating holidays with family. The 16 seer, 3. 5 ton, A/C system was installed in 2021, includes humidity control, and can be controlled via smart phone app. The Primary bedroom offers adequate space and is tucked away down a small hall for added privacy. The Primary bedroom includes extended height sinks; no more doing the limbo while your brushing your teeth! You'll also love the jetted tub that gives you nightly spa treatment! A stand up shower sits next to the tub. The guest rooms are located on the front side of the home, with the guest bath close by. Every window screen was just replaced in October. All of this is located in the Resort-like Waterside Pointe community equipped with Multi-Million Dollar amenities. These amenities include: a Private Resident Lake with a boat ramp, A resident dock to the Clermont Chain of Lakes, a community pool, a newly upgraded fitness center with new equipment, a tennis/pickleball court, a basketball court, a soccer field, disk golf practice area, bbq grill, 2 playgrounds, an outdoor pool table, boat/RV storage area, massive amounts of greenspace throughout the community, and a Clubhouse that can be used for larger parties. This community is also Golf Cart approved! So whether you want to launch your boat in the private lake, take your golf cart around the community to check out the best fishing spots, or entertain your closest 50 friends in the Clubhouse, you'll have plenty to do without leaving your village! This is a wonderful community that offers community events such as food trucks, Easter egg hunts, firework shows, and more. Located just minutes to Historic Downtown Clermont where brick-paved streets will lead you to restaurants of all sorts, breweries, weekly events, shopping, Waterfront Beach, waterfront dining, and lots of local charm. This is not just a home, it's a LIFESTYLE! You owe it to yourself to check it out before making an offer on any others!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,429 |
Total Monthly Payment | $2,269 | $2,218 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.