One or more photo(s) has been virtually staged. UNAFFECTED BY BOTH HELENE AND MILTON. Experience this charming beach retreat nestled in the gated community of Beachway Condominiums. This delightful condo offers a split floorplan featuring 2 bedrooms and 2 bathrooms, accentuated by vaulted ceilings and an expansive open layout that exudes a sense of spaciousness and light. The living and dining areas seamlessly flow into the updated kitchen, complete with granite countertops, bar seating, stainless steel appliances, ample storage, and laundry closet. The primary suite has plenty of space, a large walk-in closet and bath. Throughout the home, large windows frame picturesque views of treetops and meticulously manicured green spaces. Start your mornings or unwind in the evenings on the covered and screened-in front porch, a serene spot ideal for enjoying coffee or a glass of wine. This unit includes a spacious storage area just steps away from your door. Recent updates include; new hot water tank, fridge, new fans. Beachway Condominiums offers resort-style amenities including a heated saltwater pool for year-round enjoyment, a fully equipped gym, outdoor grills, a tennis/pickleball court, shuffleboard, and EV charging stations! The gated community ensures privacy and security, perfect for full-time residents, second-home buyers, or investors looking to capitalize on a 30-day minimum rental period with no prior ownership requirements. Conveniently located near top-rated Gulf Beaches, shopping, dining, parks, dog parks, and the Pinellas Trail, this property combines convenience with luxury. With LOW HOA fees (Cable TV, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Exterior and Grounds, Recreational Facilities, Sewer, Trash, Water AND a pet-friendly policy that allows for 2 of your furry friends (25 lbs each). Schedule your viewing today and discover your own piece of paradise! ***CURRENTLY RENTED UNTIL 5/2025***
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,855 |
Total Monthly Payment | $1,864 | $1,862 | $2,255 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.