Seller is offering $10, 000 in buyer's concessions at closing with a full price offer!! Seller may consider buyer concessions if made in an offer. Request must be made by the Buyer(s) in a written and signed contract offer and will be negotiated as part of the terms and conditions of an executed contract. 5 FULL acres. . . . . . private, tucked in, zoned Ag with even the future use zoned rural Ag. . . . . . NEW ROOF IN 2021, NEW GUTTERS IN 2021, NEW SOFFIT IN 2021, NEW EXTERIOR DOORS IN 2024, NEW EXTERIOR PAINT 2022, NEW INTERIOR PAINT 2024. Vaulted ceilings, marble window sills, THREE hall/foyer closets, & ALL appliances stay. NEW A/C 2017, NEW W/H 2017, & BOTH BATHS HAVE BEEN REMODELED (2022 & 2024). We have a wood-burning fireplace with an open living/kitchen/dining area. The Owner's Suite has a walk-in closet with a private bath. This bath has access to the back patio for convenience. All beds have laminate flooring & Bed 2 also has a small walk-in closet. The laundry closet is located in the hallway. . . . . . BOTH the washer & dryer will STAY. Our rear screened-in porch is awesome for entertaining or relaxing. . . . . storm shutters lower for high winds & rain, & there are great views of the backyard & above-ground pool. This pool has a nice deck for sitting or sunbathing & the pump was replaced in 2023. We have an over-sized 2-CAR CARPORT ON A CONCRETE SLAB. . . . . . also, do not forget our HUGE RV CARPORT!!! This RV carport has water & electric and makes an ideal structure for storage of boats or trailers too. There is a second septic system that has been utilized for RV hook-up. . . . . . . handy for traveling guests who visit in campers/RVs. Near this spot is a hose stub-out for water connection. Have chickies??. . . . . . perfect!! We have a 12'x24' chicken coop that's only 2 years old. . . . . . keep as a coop or convert to a goat or pig pen with ease. Horses, cows, chickens, pigs, etc are allowed within this Ag zoning. There are possible other conditional uses under this zoning. . . . . please check with Osceola County to be certain. Use this home as an "in-law" abode & build a LARGER NEW home as well!! The proximity to the East Coast beaches is IDEAL. . . . . . amenities and shopping are reachable within 11+ miles. St. Cloud offers great lakes for boating & fishing. . . . . there is a fun lakefront park in town. We have an amazing downtown with shops, eateries, & boutiques. Mick Farms is a LOCAL family-owned & run farm with fresh produce & "U-pick" days. Lake Nona/Narcoossee corridor is within 20+ miles, the OIA is within 29+ miles, & our famous attractions are 41+ miles away. With so much to offer, at this price-point, do not hesitate to schedule your private showing asap!!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $189 | $189 | $189 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,649 | $2,649 | $3,446 |
Total Monthly Payment | $2,930 | $2,930 | $3,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.