Located in the historic town of Mont Vernon, this charming circa 1920's cape style home set far back from road. 3 beautiful flat private acres, formally a peach farm where peaches were sold out front at the roadside farmstand. Very desirable for the modern homesteader, you will want to take the time to walk the large open land and see the gardening opportunities. The open land would be perfect for sporting events and even enough area for festival parking! In addition, the property has 2 outbuildings, both with electricity, a small garage now being used as a shed only, a barn and lean-to for storing lawn equipment, smaller vehicles or motorcycles. Two bedroom septic (replaced in 2008) although the upstairs office could be used for a 3rd bedroom. Just a stroll to the to the center of town, visit the historic Mont Vernon General Store in operation since 1848, the heart of the happenings, hosting and participating in many town events, such as pumpkin carving, the annual spring gala, the witches walk and much more!. The home has served the current owners well for the last 22 years, and awaits new buyers to give it some needed love of their own. Not many opportunities at this price point to relocate to this quintessential New England town. Opportunity awaits you!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,944 | $1,944 | $2,528 |
Total Monthly Payment | $2,565 | $2,565 | $3,149 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.