Lovely 3BR/2BA/2-Car Garage single-family home features Concrete Block construction and 5. 5-year-old roof with 50-year architectural shingles for peace of mind. Vaulted ceiling in living and dining area of Open Floor Plan. Living area and Breakfast Nook overlook pond, with French Doors accessing waterfront patio - just the right place to enjoy the outdoors. Kitchen opens up to living area, with breakfast bar lending itself nicely for entertaining. Stainless Steel kitchen appliances are 4 years old. Primary bedroom features large walk-in closet and spacious shower. A/C 2013, and water heater is 2017. With over 1, 600 SF of living space, this home is just the right size for primary or vacation home. Hurricane Ian in 2022 caused flooding problems for some homes, but this home and the street it sits on never flooded, while others did. Storm shutters at rear of home provide peace of mind, with only 2 windows at front of home lacking shutters. Spacious garage features storm rated garage door and pull-down stairs for attic. Great neighborhood on quiet circle, and low HOA dues of $350 Annually provide irrigation water and operation/maintenance of sprinkler system. Centrally located, and close to everything - minutes to Historic Business District with lots of shopping and dining venues that you can ride your bicycle to along Riverside drive. The beach and eclectic Flagler Avenue shops and restaurants are a short 6-minute drive away. Nestled between 2 golf courses, drive your golf cart to either clubhouse for something to eat or a refreshing drink. The community offers a Heated Pool that is available by optional membership only, to residents owning a pool certificate. Seller is offering their pool certificate outside of closing. Furnishings are negotiable.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,313 | $2,935 |
Total Monthly Payment | $2,581 | $2,520 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.